Eastern Nazarene College is committed to promoting good health and meeting the medical needs of its students. An appropriate health insurance plan is critical in providing peace of mind knowing that students have access to comprehensive health care to receive the services they need in the event of a sickness or injury. It is also necessary to facilitate compliance with Massachusetts state law.
Please visit this page for further information regarding health insurance requirements.
All students who are registered in semester length courses, with an enrollment status of at least ¾ time, are required to participate in the ENC sponsored Student Health Insurance Plan unless they submit a waiver that demonstrates that they are covered by a United States based or Embassy sponsored insurance plan with coverage equal to or better than the ENC sponsored Student Health Insurance Plan.
The yearly Student Health Insurance Plan provides coverage to students for a 12-month period, beginning August 15, 2022 through August 14, 2023. Spring Term coverage (for new incoming students only) runs for the period January 1, 2023 through August 14, 2023. The plan provides coverage both locally and worldwide and allows students to have access to a nationwide preferred provider network, as well as a national network of member pharmacies.
You need to identify whether you need to enroll in the yearly Student Health Insurance Plan or if you are eligible to waive. Although your insurance plan may provide good benefits when you are in your home state or country, it is important to ensure it will adequately cover you in this area while attending school. If you wish to waive out of the Student Health Insurance Plan, you are responsible to determine that your insurance plan provides coverage to be treated by medical and mental health providers in the Quincy area (reasonably near the ENC campus), and that it is equal to or better than the Student Health Insurance Plan. An insurance plan whose coverage in the Quincy area is limited to treatment at an Urgent Care Center or an Emergency Room is not acceptable coverage. Your plan must also have no capped maximum amount. Students with coverage through MassHealth Limited or the Children’s Medical Security Plan are not eligible to waive. Please note, most out of state Medicaid and HMO plans do not provide adequate coverage in Massachusetts. If you live outside of Massachusetts, it is highly recommended that you call member services for your insurance provider and ask about your coverage in this area before you waive the insurance.
Please note, if you waive the Student Health Insurance Plan and lose your private health insurance due to a “qualifying event” (aging off a parent’s plan, job loss or job change) during the year, please contact Student Financial Services at 617-745-3869 to make arrangements to enroll in the Student Health Insurance Plan. Application for coverage under the Student Health Insurance Plan must be made within 60 days of the date your private insurance terminated.
We encourage you to read the information provided and take the time to make an informed decision regarding your health insurance coverage. If you have questions regarding the Student Health Insurance Plan, please contact University Health Plans, Inc. at 1-833-251-1729, or using their contact form.